The social security department generally checks the information with the cooperative bank in the middle of the month (around 15) and transfers the money to the personal social security card financial account. If the personal financial account of the social security card is activated before the check date, you can withdraw money from the card around the 28th of the current month.

If it is activated after the check date, you can also withdraw money from the card around the 28th of next month. It can be activated at any time, and there will be a lot of money that has not been withdrawn in the current month and before.

Applicants who are employees of non-insured enterprises can choose their own financial service banks when applying for social security cards, including ICBC, Agricultural Bank, China Bank, China Construction Bank, Bank of Communications, China Everbright Bank, China Guangfa Bank, Guangzhou Bank, China Merchants Bank and Guangzhou Rural Commercial Bank.

However, if the applicant is an employee of the insured enterprise, he can only choose the original medical insurance service bank as the financial service bank when handling the social security card.

Regarding whether to activate the social security card medical insurance account and how to set the password, the social security card issued through the service bank led by the Municipal Medical Insurance Bureau has two accounts, one is the financial account and the other is the medical insurance personal account.

Personal account of medical insurance is used for the Municipal Medical Insurance Bureau to allocate personal account funds to the insured. The insured person does not need to go to the handling bank to activate the medical insurance personal account. After the medical insurance function of social security card is enabled, the personal account password of medical insurance is the same as the original medical insurance card.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies. Article 6 The State exercises strict supervision over social insurance funds.

The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.

People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.