No, the fund is not a capital preservation product, and the losses are borne by the investors themselves. When investors buy this fund, they will specify the risks and non-principal provisions of the fund in the fund contract. Moreover, the fund is issued by the fund company, and the bank is only a consignment agency, so the bank will not compensate.

Funds are not capital-guaranteed products, but the risks are different according to different investment targets. Money funds, bond funds and FOF funds are less risky, and the probability of principal loss is relatively small. Hybrid funds, stock funds and index funds are more risky, and the probability of principal loss is greater.