The money fund calculates its income according to the seven-day annualized rate. It changes every week. Generally, the income at the end of the year and the beginning of the year is relatively high. On the 7th of last week, there were 10 money funds with annualized rate of return above 6%. The highest annualized rate of return reached above 12 on the 7th of last year. %- 13%. It reaches nearly 2% on average every day. Founded by Baoying Money Market Funds A and B in early March. However, when choosing a monetary fund, we should not look at the high annualized rate of return for seven days, but at the average rate of return for the whole year. Last year, there were three money funds with a yield of over 4%, namely Guangfa, Wanjia and Nanfang A..