The advantage of the bank is that the money is safe in it, so there is basically no need to worry about losing it, and it is also very convenient to take it. Of course, there is not much money, which requires the spirit of ants gnawing at bones. Save less than 500 yuan a month, and pay it once a month. When the second year expires, I will deposit the principal and interest and the new 500 yuan. I have been doing this for five years, and now a list is due every month. If I need money badly one month, that's fine.
2. P2P investment: 10000 yuan In addition to investing in wealth management products with relatively low expected annualized expected returns, P2P wealth management allows small and medium-sized investors to see the hope of high expected annualized expected returns, but high expected annualized expected returns face high risks at the same time. So how can we obtain high expected annualized expected returns without taking any risks? Sometimes, we are always worried and afraid to do something that will lose our wives and soldiers. In fact, some things are still controllable, and even the losses can be estimated. This is the case with P2P financial management, with low investment threshold and expected annualized expected return. The expected annualized income of P2P financial management can reach 10%- 15%, and many platforms are 50%. Therefore, for investors who want to make more money, 1 10,000 yuan is the best choice to invest in P2P financial management.
3. Foundation investment: It is no longer just savings. This plan has been slightly adjusted, and the fixed investment of the fund is also 500 yuan every month, so the expected annualized expected income should be higher than the savings, which is more convenient to cash out.
4. Insurance investment: Many people don't believe in insurance, but I think insurance can actually be bought. After all, there are still many risks. Once there is a problem, there is also critical illness insurance, and now you can buy personal accident insurance. 600 yuan, 50 yuan a month, never less than a year, completely affordable.
There are many ways to invest RMB 65,438+0,000. The key lies in how investors choose, know more about their own needs and what kind of investment and financial management methods are suitable for them, and know yourself and know yourself.