The specific social security proportions are: Pension insurance: the employer pays 21% for you every month, and you pay 8%; medical insurance: the employer pays 9% for you every month, and you pay 2% yourself plus 10 yuan for serious illness.
Coordination (the serious illness coordinator is mainly in charge of hospitalization); Unemployment insurance: The company pays 2% for you every month, and you pay 1%; Work-related injury insurance: The company pays 0.5% for you every month, and you don’t pay a penny.
Payment; maternity insurance: the employer pays 0.8% for you every month, and you don’t have to pay a cent; housing provident fund: the employer pays 8% for you every month, and you pay more than 8% yourself. In this way, the employer pays 0.8% for you every month.
The proportion of social security paid for you every month should be 21%+9%+2%+0.5%+0.8%+8%=41.3%. The proportion of social security paid for you every month should be 8%+2%+10
RMB + 1% + 8% = 19% + 10 RMB. Regardless of the 10 RMB you pay for the time being, the ratio of the unit’s payment to your payment should be 413:190. This means that if you pay for your own every month
If you pay 190 yuan for social security, your employer will put 413 yuan into your social security account. The amount added to your social security account every month should be 413+190=603 yuan, so it is invisible to you.
In some cases, the social security fee paid by the employer is actually more than twice that of you, so don’t feel bad when you pay the social security fee every month~ You must know that the employer pays much more than you, and what actually hurts is
unit.
Speaking of the three insurances and one fund and the five insurances and one fund, everyone should have seen it here. In fact, the three insurances and one fund mentioned in the Jianghu are exactly the same as the five insurances and one fund. It’s just that the three insurances and one fund come from your personal payment.
In terms of insurance (pension + medical + unemployment + provident fund), the five insurances and one fund are based on the insurance paid by your unit (pension + medical + unemployment + work-related injury + maternity + provident fund).
Calling three insurances and one fund into five insurances and one fund is actually just a nice thing to say.
In addition to your employer paying social security for you, in fact, people who are unemployed but have income, or people who have an employer but their employer does not pay social security, can also pay social security by themselves. However, individuals can only pay pension insurance + medical insurance, work-related injuries, maternity, unemployment, and provident fund.
Yeah, you can't even do it personally.
Now let’s introduce what is the social insurance payment base. Just now you all know that the ratio of the social insurance paid by the employer every month to the ratio you pay is almost 413:190. Now there is another question: the social insurance paid by you every month and
What does this ratio have to do with it? How are social insurance premiums determined? You may not have noticed that each province and city releases a "minimum social insurance payment base" in early July every year. This base is based on the average employee income in the previous year.
Wages + benefits + various subsidies and other miscellaneous expenses are determined after statistics and calculations. The minimum base number announced by Nanjing in July this year is 1,189 yuan. What does this mean? It means that as long as Nanjing is a formal unit that pays social security for employees
, the minimum monthly payment for each employee is 1189 × 41.3% = 491 yuan, and the employee must pay at least 1189 × 19% + 10 = 236 yuan every month. In this way, you and your company should pay social security every month.
The fee comes out.