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Can investment funds make a fortune? Why?
It's possible, but there are preconditions. The conditions are: large principal, right capital, super bull market, long-term investment of high-quality capital, overall investment planning, and steps of capital use.

Sufficient principal

A very important prerequisite for making a fortune by investing is to have enough principal. If the principal is not enough, the road to making a fortune by investing will be very difficult.

Example: Zhang San, a fanatic, has a principal of 6.5438+0 million yuan, while Li Si only has a principal of 6.5438+0 million yuan. When the annualized income was also 10%, Zhang San earned 654.38+million yuan and Li Si earned 654.38+million yuan. If Li Si wants to earn 654.38+10,000 yuan, the annualized income must reach 1000% in the same time, which is obviously very difficult; Or it will take decades to achieve a profit of 654.38+10,000 yuan, but can it still be considered rich?

See if you have patience.

It can be said that the ability to choose funds only accounts for 30%, and more depends on the mentality of investors. It can be said that long-term adherence to a fixed investment in a fund will definitely make money in the end, but most people can't stand the middle process. Investment funds, like buying stocks, are also risky. The risk level is lower than that of stocks, but the greater the return, the higher the risk. Everyone should understand this truth.

The main reason is that the fund will not invest in small-cap stocks, which are all large-cap stocks, so it is relatively stable. But if there is a big bear market, the foundation will lose a lot, but we can solve this problem through the pipeline of fixed investment, buy in batches to solve our costs, and finally make the cost curve more stable and keep up with the pace of the market. When the market comes out of a wave, we will naturally make money.

If you catch up with the big bull market every few years, doubling is not a problem. Again, the key depends on your patience. If you have considerable patience and good attitude, you don't have to be afraid to buy the highest point.

Fund investment must be persistent.

We should focus on long-term value investment. The design concept of the fund is an investment weapon for lazy people to manage money. Therefore, many partial stock funds and index funds are due to the characteristics of enterprises. Very suitable for long-term fixed investment. As a savings channel for ordinary people.

In reality, many people choose to vote without following the main points of voting. Either the starting point of the fixed investment is wrong. Or you can't make it halfway.

Investment funds mainly improve life and accumulate wealth.

According to many years' statistics, the average annual income of partial stocks and mixed funds does not exceed 15%, and some of them are particularly excellent and incomparable. 15 and 16 when the stock market is not good, most funds still lose money. But people who master certain fund investment skills (fixed investment, take profit or make up positions, etc.). It is profitable to hold funds for a long time.

Therefore, investment funds can basically earn some pocket money and improve their lives (buy a gift, a mobile phone, travel and so on. At the same time, through investment funds, you can accumulate your usual scattered funds. When a certain amount of money is accumulated, not only the income is considerable, but also it can be used for large expenses (car purchase, marriage and the like).