Understand that there are several types of open-end funds: currency type, bond type, capital preservation type and stock type. There is no redemption fee for the money fund, and the income is equivalent to six months to one year's deposits, which can be redeemed at any time without loss. The subscription and redemption costs of bond funds are relatively low, and the income is generally greater than that of money funds, but there is also a risk of loss, and the loss will not be great.
Extended data
In the face of the plunge, fund investment should check the fund's position.
1, check your holding fund again. If it is an index fund with low valuation or reasonable valuation, there is no problem and it will continue to insist on fixed investment. If there are idle funds, you can make up the position appropriately. However, when the decline is large, it is necessary to control the rhythm and make up the position.
2. If it is an active fund, you can compare the performance of similar funds to see whether the performance is obviously backward and whether it is not in line with the reasons for buying at the beginning. If the performance is indeed unstable, you can adjust your position while falling and switch to a fund with more resilience and stable performance. Of course, if it is difficult to adjust the position, you can also change it when the fund rebounds.
3. Funds with poor performance cannot be ignored, and the net value of funds has been falling, so the funds should be redeemed or converted as soon as possible. Stop loss and make profit.