Secondly, when we talk about fund products, the same fund product may be divided into fund product A and fund product C. Fund product A and fund product C are the same fund products, but they are suitable for different investment users and have different service rates. You can simply understand the difference between these two fund products as the difference between subscription and redemption rates.
1.A funds are generally suitable for long-term users.
If an investor is optimistic about a fund product for a long time and holds it for more than one year, this user is more suitable to invest in Class A funds. Generally speaking, there is no service charge for the subscription of Class A funds. It is also for this reason that Class A funds are more suitable for long-term investors, because the service rate of Class A funds will be lower.
Second, Class C funds are more suitable for short-term users.
If you hold the fund for a year or so, class C funds will obviously be more suitable. Some investors like frequent operations and short-term profits. For this kind of users, the subscription fee and the corresponding redemption rate of Class C funds are relatively low, generally only 1? There are five more? Therefore, Class C funds are especially suitable for short-term users. If short-term users buy Class A funds, they need to hold them for at least one year to reach the level of this service rate.
Third, you can put these two types of fund products on the same product.
Although the service rates and scales of these two types of fund products are different, they are basically managed by the same fund manager, which means that the positions of these two types of fund products are exactly the same. For investors, investors only need to choose relevant categories according to their own investment time. In order to further take care of investors with different needs, fund managers will subdivide these two types of fund products.