When decorating, if the fund is not sufficient, everyone will think of using the provident fund, which is also a very helpful way. The provident fund is a benefit provided by the company to employees. If many employees do not have the conditions to die when buying a house, it is reasonable to apply for the provident fund for renovation costs.
Yes, then the question is, do you know how to withdraw the provident fund? What are the conditions for withdrawing the provident fund for decoration? The following editor will introduce to you the process of withdrawing the provident fund for decoration based on these questions.
1. Provident fund withdrawal process for decoration: 1. Bring the completed resignation procedures and go to the company's human resources to go through the provident fund withdrawal procedures; 2. Go to your provident fund management center to go through the provident fund withdrawal procedures; 3. Go to the designated bank to go through the provident fund withdrawal procedures
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2. What materials are needed for individuals to withdraw provident fund? 1. Marriage certificate and copy (not required if the person handling the matter is unmarried).
2. Identity proof materials.
Married people are required to present the ID cards and copies of both spouses, both of which are indispensable.
I would like to remind everyone that this is not just for married people. Unmarried people also need to present their ID cards and copies.
3. The property ownership certificate and copy must be presented.
This item is aimed at people who own houses. If you do not own a house but rent a house, you must present a copy of the property ownership certificate of the rented house.
4. Divorce and retirement certificate.
This article is aimed at retired or retired people. If these people want to withdraw their provident funds, they need to present the separation and retirement certificate issued by the company to the relevant departments.
5. Bring relevant minimum living allowance certificates for application.
This article is aimed at people with difficulties in living and low-income groups, but you need to show copies of ID cards, household registration books, etc. to apply.
6. An application form for withdrawing housing provident fund.
You need to go to the Provident Fund Management Center to collect it.
3. Conditions for withdrawing the housing provident fund 1. The applicant for withdrawing the provident fund must purchase, build, renovate or overhaul a self-occupied house and own the property rights of the house.
2. The applicant for providing provident fund withdrawal is in the situation of retirement and retirement.
3. The provident fund withdrawal applicant has completely lost the ability to work, or has been determined by the authoritative department to be severely disabled, and has terminated or terminated the labor relationship with the employer.
4. The applicant for provident fund withdrawal needs to settle abroad, or to settle in Hong Kong, Macau and Taiwan.
5. The provident fund withdrawal applicant purchases a self-occupied house and repays the bank's principal and interest loan.
6. The monthly rent of the house rented by the provident fund withdrawal applicant has exceeded 15% of the family's monthly salary income.
7. The applicant for provident fund withdrawal is a migrant who comes to work in the city, has terminated or terminated the labor relationship with the employer, and needs to return to his hometown.
8. The applicant for provident fund withdrawal is in the situation where the employee dies or is declared dead.
9. The applicant for provident fund withdrawal is one who is recognized by the civil affairs department as enjoying the minimum living security for urban residents, or who is eligible for special poverty relief.
10. The employment relationship between the provident fund withdrawal applicant and the employer has been terminated or terminated and has not been re-employed for more than one year.
11. The applicant for withdrawing provident fund suffers from serious illness or accidental injury to a family member, which makes family life difficult.
12. The provident fund withdrawal applicant’s family life is seriously difficult due to emergencies such as natural disasters and man-made disasters.
The above introduction is about some methods and conditions for withdrawing provident fund for decoration. Only if you meet these conditions can you reasonably withdraw your own provident fund. If you don't understand, you can learn more from it.