1. Different names: individual account balance and health account balance have different names, and the sum of them is the actual amount of social security card.

2. Different scope of use: the balance of health accounts is widely used; The use of personal account balance is very narrow.

3. Different uses: the balance of the health account can be used to buy medicine in the pharmacy; Personal account balance can only be used in the outpatient department or inpatient department of the hospital.

4. Different payment amounts: Different regions have different social security regulations, and the balance of personal accounts and health accounts is also different. Generally speaking, the balance of personal accounts is large.

5. Different accounts: personal account balance and health account balance do not belong to the same account. The sum of the two is the actual amount that can be used by the social security card.

1. There is no difference between personal account balance and social security card account amount. Personal account balance belongs to account balance. They are affiliated. The account amount of social security card includes two parts, one is the personal account amount, and the other is the overall amount. The individual account is partly borne by the laborer, and the overall plan is partly borne by the employer. Take the old-age insurance as an example, enterprises pay 20% and individuals pay 8%. 20% of enterprise contributions are included in the overall account, and 8% of individual contributions are included in the personal account. After employees retire, the state pays individual and overall pension to employees on a monthly basis according to the calculation method of pension.

2. The main difference between social insurance and commercial insurance: the implementation purpose is different. Social security is to provide necessary basic protection for members of society, not for profit; Commercial insurance is the profit-oriented commercial operation of insurance companies. The implementation methods are different. Social insurance is implemented according to national legislation. Commercial insurance follows the principle of "freedom of contract" and is voluntarily insured by enterprises and individuals; The subject and object of implementation are different. Social insurance funds are raised, managed and distributed by specialized institutions established by the state, and are open to members of society within the statutory scope.

3. Commercial insurance is managed by insurance companies, and the insured can be anyone who meets the underwriting conditions: the level of protection is different. Social insurance is the most basic guarantee for the insured, and its level is higher than the social poverty line and lower than 50% of the average social wage; The level of protection provided by commercial insurance depends entirely on the agreement between the insured and the amount of premium paid by the insured. As long as they meet the insurance conditions and have a certain ability to pay, the insured can get a high level of protection. Therefore, the personal account balance of social security card is different from the account balance.