The fixed investment of the fund is an investment that conforms to the smile curve, and to know how the fixed investment of the fund disperses the investment cost, we must look at the smile curve. Today, Bian Xiao will tell you a good story about the process of fund fixed investment and cost diversification. Friends who don't know must collect.

1, buy when the market falls.

The fund calculates the expected return based on the net share value. When the net share value of a fund falls, we will start to make fixed investment at this time. For example, we can only buy a fund of 1, but we can buy a fund of 1.5 when the net share value falls. Therefore, the market has been falling, and we have been reducing the investment cost.

2. Buy when the market goes up

If the market is in an upward trend and at the lowest point, 10 yuan can buy two funds. Now 10 yuan can only buy 1.6 funds. When the fixed investment has been made, the share of the same money will be less and less, and the expected return of the fixed investment will be small.

3. Diversification of investment cost process

When we choose to invest in a fund for a long time, we will definitely encounter the above situation, that is, no matter whether the fund goes up or down, we will always invest according to the amount. At this time, funds bought at high prices and funds bought at low prices will get satisfactory expected returns when they are sold at the right time, and the process of price sharing is the process of diversifying the investment components of funds.

Because the fund market is full of uncertainty, Bian Xiao thinks that we should not blindly invest in a certain fund all the time. If you are optimistic about a fund, buy a lot at the bottom of the fund and then throw it out when the market rises later, which is a flexible way of fixed investment.

Introduction to popular reading:

Analysis of advantages and disadvantages of fixed fund investment