Finance refers to the integration of money and capital, and refers to the economic activities in which banks, securities or insurance companies raise funds from market entities and lend them to other market entities. Broadly speaking, all capital flows generated by the government, individuals, organizations and other market entities through raising, distributing and using funds can be called finance. Therefore, not only the financial industry, but also the government's finance, the behavior of industrial enterprises and personal financial management are all part of finance. Finance can be regarded as three economic behaviors: fund raising and distribution (financing), investment and financing (borrowing money to buy stocks).

What kind of job will you find after studying finance?

Students majoring in finance can find jobs in the following aspects after graduation:

(1) Commercial banks, including four major banks and joint-stock companies, city commercial banks and domestic branches of foreign banks.

(2) Securities companies and fund management companies. Shanghai Stock Exchange, Shenzhen Stock Exchange and Futures Exchange.

(3) Trust and investment companies, financial investment holding companies, investment consulting companies and large enterprise finance companies.

(4) Financial holding group, four asset management companies, financial leasing and guarantee companies.

(5) Insurance companies and insurance brokerage companies.

(6) The Central Bank, the Banking Regulatory Commission, the Securities Regulatory Commission and the Insurance Regulatory Commission are financial regulatory agencies.

(7) Policy banks such as China Development Bank and China Agricultural Development Bank.

What financial institutions are there in China?

Financial institutions in China can be roughly divided into the following four categories according to their status and functions:

(1) Monetary authorities. Also known as the central bank, the People's Bank of China. The central bank is the core of a country's financial institution system. Without this bank, the currency operation of the country would be disordered. The central bank is the bank that issues money. Only it can issue money. It's a bank's bank. When banks have no money, they can borrow money from the central bank, which is the ultimate payer of the whole society.

(2) banking institutions. Including policy banks and commercial banks. Commercial banks are divided into wholly state-owned commercial banks, joint-stock commercial banks, urban cooperative banks, housing savings banks, rural commercial banks, rural cooperative commercial banks, postal savings banks and village banks.

(3) Non-bank financial institutions. It mainly includes state-owned and joint-stock insurance companies, urban cooperatives and rural credit cooperatives, microfinance companies, trust and investment companies, securities companies, securities trading centers, investment fund management companies, securities registration companies, finance companies and other non-bank financial institutions.

(4) Foreign-funded, overseas Chinese-funded and Sino-foreign joint venture financial institutions established in China. Including foreign capital, overseas Chinese capital, Sino-foreign joint venture banks, finance companies, insurance institutions and other business branches and representative offices in China.