If you want to buy a house with a provident fund loan, you must first confirm with the provident fund center whether you are qualified to buy a house with a provident fund loan. Many places have certain requirements for buying a house with provident fund loans, such as the deposit period of provident fund, the amount of provident fund loans, and the number of provident fund loans. Only when the conditions for applying for provident fund loans are met can a loan application be initiated.

2. Choose the property you want to buy and apply for a loan from the provident fund center.

If you are sure that you can buy a house with a provident fund loan, you can choose the property you want to buy. After finding the real estate you want to buy, you can apply for a loan from the provident fund center and provide relevant materials according to the requirements of the provident fund loan.

3, provident fund center for loan approval.

After receiving the loan application, the provident fund center will examine and approve the loan application. Provident fund loans review the authenticity of users' credit information, income and purchase of real estate. Those who meet the conditions of provident fund loans will be approved.

4, to the real estate trading center for real estate transactions.

After the provident fund loan is approved, you need to go to the real estate trading center for real estate transaction procedures, mainly including tax payment, real estate transfer and other procedures. The transaction procedure of real estate is a very important part of the provident fund loan to buy a house. If the property cannot be transferred, the provident fund loan will be cancelled. If the property can be transferred normally, the provident fund loan can be issued smoothly.

5, provident fund center loans.

After the property transfer transaction is completed, the relevant documents of the property mortgage need to be submitted to the provident fund center, which will review the relevant materials after receiving them. After the approval of the provident fund center, the provident fund center will issue loans, which will be paid to the individual account first, and then the money will be paid to the developer by entrusted payment.