1, security is different: trust products are safer than funds and have lower risks.

2. Different investment channels: the investment scope of trust products is quite wide, which can be used to invest in financial products such as securities and industry. At present, the investment scope of securities investment funds is mostly stocks and bonds, but it also includes other investment channels.

3. Different supervision: the raising of securities investment funds must be approved by the CSRC, and the operation is supervised by the CSRC and its dispatched offices. However, the collection of the trust plan of securities investment pool funds does not need the approval of the CBRC, but it needs to fulfill its reporting obligations according to law and accept the supervision of the banking supervision department in its operation.

Extended data:

Precautions:

Qualification of trust company: Investors should carefully consider the trust company's integrity, financial strength, asset status, historical performance, investment preference and behavior, so as to screen the trust products issued by the trust company.

It is necessary to examine the strength of the third guarantor of trust projects: for secured trust projects, investors should not only look at the asset scale of the guarantor, but also look at the asset-liability ratio, profit rate, cash flow and sustainable development of the enterprise.

The investment target of trust products should be considered: when the trust products are issued, the investment of funds has almost been determined, so investors can predict the success rate of the projects through factors such as the industry, the stability of cash flow and the market conditions in a certain period in the future, and then predict the profit prospects of the trust products.

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