Question 2: How to calculate the redemption price of open-end funds? According to the net value of the date when the fund company confirms your redemption, for example, if you redeem on Monday, the net value announced on Monday night shall prevail.
Question 3: How to determine the redemption time of open-end funds? Hello, the fund redemption is applied on T day and confirmed on T+ 1 working day. Different types of funds arrive at different times.
Note that the T-day application is bounded by 15 on the trading day. Submit the application on the next working day after 15.
For weekends and holidays, all applications belong to the first trading day after the holiday ends (limited to this trading day 15).
The arrival time of stock funds and hybrid funds is generally T+4 working days (consignment).
The direct sales of the fund website may be one day faster.
However, the redemption time of different consignment agencies is often different, and the difference of 1 day is normal, subject to the actual arrival time.
Question 4: Redemption operation time of open-end funds The fund must be redeemed on trading days and trading hours, Monday to Friday from 9: 30 to 15: 00. If the fund is redeemed before 3 o'clock on the same day, the net value of the day will be calculated. After 3 o'clock on the same day, it is calculated according to the net value of the next day.
Question 5: How to redeem open-end funds? As long as you can buy it, you can redeem it. Where did you buy it? If the bank wants to go to the bank counter, if Tian Tian Fund or Alipay logs into their APP software, click Redeem. If you don't know, you can call their customer service hotline. The whole customer service attitude of Tian Tian Fund is OK.
Question 6: Can the fund be redeemed at any time? Redeemable at any time;
The fund manager's income has nothing to do with whether the fund is losing money or not, and the general income is high. If the fund is losing money, the fund company will not compensate, so the fund investment is risky.
Question 7: What is the purchase and redemption process of open-end funds similar to purchase?
Redemption means selling the fund. Except for the newly issued funds in the closed period, the funds you have bought can be redeemed at any time, and the money will arrive three days after the redemption is successful. There is a charge for fund redemption, which is generally the redemption fee, but if you choose back-end payment when you purchase, you must pay the back-end subscription fee and deduct it directly from your fund value. According to the holding time of stock funds, the redemption fee is gradually reduced to zero. If it is held for more than one year but less than two years, the redemption fee will be reduced from 0.5% to 0.25%, and if it is held for more than two years, the redemption fee will be zero.
Reasons for choosing to redeem the fund:
First, individuals need to do it because they need money badly.
Second, the fundamentals of the fund have changed. That is, the company or fund manager to which the fund belongs has changed.
Third, compared with similar funds, the performance differentiation is obvious. If there is a clear gap in performance, we must find the real reason.
Fourth, views on the market outlook. If you are really no longer optimistic about the future market, choose to redeem the fund.
Fifth, there are no above four reasons to choose to hold firmly.
If there is no dividend during the period, look at the net value of the fund. The current net value MINUS the net value at the time of purchase is the money earned per share, the number of shares is the money earned by your fund, and the handling fee is the money you can earn.
Bonus is the profit dividend of the fund.
There are two options when paying dividends: cash dividend and dividend reinvestment. Generally, a bull market chooses dividend reinvestment because there is no need to pay subscription fees, while a bear market chooses cash dividend because there is no need to pay redemption fees.
There are two kinds of funds: open-end funds and closed-end funds. Open-end funds can be purchased directly from the fund company's website (online banking is required) or through various banks. Closed-end funds must open stock accounts and buy like stocks.
Question 8: How to operate the subscription and redemption of funds? It is similar to a subscription.
Redemption means selling the fund. Except for the newly issued funds in the closed period, the funds you have bought can be redeemed at any time, and the money will arrive three days after the redemption is successful. There is a charge for fund redemption, which is generally the redemption fee, but if you choose back-end payment when you purchase, you must pay the back-end subscription fee and deduct it directly from your fund value. According to the holding time of stock funds, the redemption fee is gradually reduced to zero. If it is held for more than one year but less than two years, the redemption fee will be reduced from 0.5% to 0.25%; If it is held for more than two years, the redemption fee will be zero.
Reasons for choosing to redeem the fund:
First, individuals need to do it because they need money badly.
Second, the fundamentals of the fund have changed. That is, the company or fund manager to which the fund belongs has changed.
Third, compared with similar funds, the performance differentiation is obvious. If there is a clear gap in performance, we must find the real reason.
Fourth, views on the market outlook. If you are really no longer optimistic about the future market, choose to redeem the fund.
Fifth, there are no above four reasons to choose to hold firmly.
If there is no dividend during the period, look at the net value of the fund. The current net value MINUS the net value at the time of purchase is the money earned per share, the number of shares is the money earned by your fund, and the handling fee is the money you can earn.
Bonus is the profit dividend of the fund.
There are two options when paying dividends: cash dividend and dividend reinvestment. Generally, a bull market chooses dividend reinvestment because there is no need to pay subscription fees, while a bear market chooses cash dividend because there is no need to pay redemption fees.
There are two kinds of funds: open-end funds and closed-end funds. Open-end funds can be purchased directly from the fund company's website (online banking is required) or through various banks. Closed-end funds must open stock accounts and buy like stocks.
Question 9: How to redeem the fund and how to calculate the redemption price? If the fund is redeemed before 3 o'clock on the trading day, it will be sold at the net value of the day, which is subject to the net value announced by the fund company in the evening. three?o'clock
Subsequent submissions are calculated according to the net value of the next trading day.
The unknown price method is used to buy open-end funds, that is, when you buy open-end funds, you buy them by determining the amount. For example, you want to buy a fund of 654.38+10,000 yuan, but you don't know how many copies you can buy and how much each one costs. When you sell funds, your share is certain, that is, when you sell, you sell 5000 funds, but you don't know how many these funds have been sold for the time being. In addition to holidays, the fund company will know when it is announced that night.
Assuming that one thousand copies are redeemed, the net value announced that night is 1.5000 yuan, and the redemption rate is 0.5%.
Redemption fee =( 1000 copies * 1.5)*0.5%=7.5 yuan.
Subscription fee 1000 yuan, subscription fee 1.5%.
Calculation method of subscription fee: subscription = 1000 yuan-1000 yuan/(1+1.5%) =14.78 yuan.
In March 2007, the Fund Department of China Securities Regulatory Commission issued a notice to fund management companies and fund custodian banks, requiring fund managers to adjust the calculation method of subscription fees and subscription shares of managed funds according to the "external deduction method" from the date of issuance of the notice.
The specific calculation formula of external deduction method is as follows: net subscription amount = subscription amount /( 1+ subscription rate)
Question 10: How to redeem the purchased open-ended wealth management products? The exchange place is the same as the place of purchase.
That is, where to apply for subscription and where to apply for redemption.
When you find your fund, there will be a word "sell or redeem" behind it. Just click it.
If you can't find it, it may be that the fund you bought has not been confirmed, so you can't see the fund share.
Wait another working day. Or watch it at night
If you can't find it again, call customer service to ask how to exchange it.
Sure, where did you buy it and where did you call?