Individuals who participate in the basic medical insurance for employees shall reach the statutory retirement age, with men over 30 years old and women over 25 years old, and the actual payment period shall not be less than 12 years. After retirement, the basic medical insurance premium will no longer be paid, and the medical insurance premium for serious illness will be paid in one lump sum 10 years, and the medical insurance benefits will be enjoyed for life.

The proportion of employees' medical insurance hospitalization expenses is 90%, 88% and 85% in the first-class and below, second-class and third-class designated medical institutions respectively, and the annual maximum payment limit is 6.5438+0.2 million yuan. Retirees will increase by 2% on the basis of the above-mentioned reimbursement ratio.

Extended information medical insurance for urban workers is medical insurance for urban workers (referred to as urban medical insurance). The basic medical insurance premium for medical insurance for urban employees shall be paid by the employer and individual employees.

The level of basic medical insurance should adapt to the development level of productive forces in the primary stage of socialism; All employers and their employees in cities and towns should participate in basic medical insurance and implement territorial management.

The basic medical insurance premium is shared by both the employer and the employee; The basic medical insurance fund combines social pooling with individual accounts.

References:

Baidu Encyclopedia Entry Employee Medical Insurance