1, the bank counter purchase fee is the most expensive, generally1.5%;

Closed-end funds and LOF funds can be purchased in stock trading accounts of securities companies, and commissions are charged for on-site purchases, which are charged according to stocks. No stamp duty; According to the regulations of your securities company, the commission is generally 2 ‰.

After the fund trading account of the securities company is opened, you can buy the fund he represents. Whether to discount depends on the regulations of securities companies and fund companies. Some funds are discounted and some are not. The cost ranges from 0.6% to 1.5%.

Online banking also depends on the types of funds sold by banks, some with discounts and some without discounts. The minimum subscription fee of 0.6% for Bank of Communications and Xingye is relatively cheap, and ICBC/CCB generally gives a 20% discount. Other banks. I don't know. You can read the bank announcement.

Direct selling by fund companies: Direct selling funds are generally 60% off, that is, 0.6%, plus the transfer fee of online banking, which is about 2 yuan each. Because direct sales should also be purchased from your online banking.

2. Fixed investment can be handled at the bank counter, at the fund company, through online banking, or through direct sales on the fund company's website.

Trading on the floor is the same as buying stocks. If you buy at a high level, you will lose, and if you buy at a low level, you will take advantage. On-site trading is trading in the stock account of a securities company. Commission does not charge stamp duty and handling fee. Different securities companies have different commissions, which are 2%, 2.25%, 2.5% and 3%.

OTC is direct selling on the website of a bank or fund company. The subscription fee is generally 1.5%, which is purchased according to the principle of unknown price. Only at the closing of the night will you know how much your fund has bought.

Second, the fund transaction costs.

Refers to the expenses incurred when conducting fund transactions. The transaction costs of China's securities investment funds mainly include stamp duty, transaction commission, transfer fees, handling fee and securities management fee.

Extended data:

Specific items of fund transaction fees:

1, subscription fee.

Refers to the handling fee paid by investors when purchasing fund shares during the fund issuance and raising period. At present, the common calculation method of subscription fee in China is: subscription fee = subscription amount × subscription rate, net subscription amount = subscription amount-subscription fee; The subscription rate is usually around 1%, and there are corresponding discounts with the size of the subscription amount.

2. Subscription fee.

Refers to the handling fee paid by investors when they purchase fund shares from fund managers during the fund's existence. At present, the common calculation method of subscription fee in China is: subscription fee = subscription amount × subscription rate, and net subscription amount = subscription amount-subscription fee. The subscription fee for open-end funds shall not exceed 5% of the subscription amount. At present, the subscription rate is usually around 1%, and there are corresponding discounts with the size of the subscription amount.

3. Redemption fee.

Refers to the handling fee paid by investors who already hold fund shares to the fund manager during the existence of open-end funds. The purpose of redemption fee design is mainly to arrange a compensation mechanism for other fund holders. Usually, redemption fee is included in fund assets. ?

4. Conversion fee. Refers to the fees that investors need to pay for switching investments between different open-end funds managed by the same fund management company according to the regulations of fund managers. The fund conversion fee can be calculated by rate method or quota method; When adopting the rate method, the calculation should be based on the net asset value of the fund unit, and the rate should not be higher than the subscription rate.

5. Fund management fee.

Refers to the fees paid to the fund manager who actually uses the fund assets and provides professional services for the fund, that is, the remuneration received by the manager for managing and operating the fund. The annual rate of fund management fee is calculated according to a certain proportion of the net asset value of the fund, and the fund management fee varies greatly with different risk-return characteristics, such as 0.33% for money market funds, 0.65% for bond funds and 0/%~1.6% for stock funds.

6. Fund custody fee.

Refers to the fees charged by the fund custodian for providing services to the fund, such as the fees charged by the bank for keeping and disposing of the trust property of the fund. Custody fees are usually drawn according to a certain proportion of the fund's net asset value, which is usually 0.25% at present. They are accumulated daily and paid to the custodian monthly.

References:

Baidu encyclopedia-fund transaction