1. What are the scope of compensation of compulsory traffic insurance? 1. The scope of compensation of compulsory traffic insurance includes death and disability compensation, medical expense compensation, property loss compensation, etc. to third parties after a road traffic accident. However, it should be noted that the third party in the definition of compulsory traffic insurance does not include this person.
persons on board the vehicle and the insured himself.
2. Legal basis: Article 31 of the "Regulations on Compulsory Motor Vehicle Traffic Accident Liability Insurance" The insurance company may compensate the insured for the insurance money, or it may directly compensate the victim for the insurance money.
However, if the insurance company needs to pay or advance the rescue expenses to rescue an injured person, the insurance company shall pay or advance the rescue expenses to the medical institution in a timely manner upon verification after receiving a notice from the traffic management department of the public security organ.
If the rescue fund management agency needs to advance rescue expenses for rescuing injured persons, the rescue fund management agency shall advance the rescue expenses to the medical institution in a timely manner upon verification after receiving a notice from the traffic management department of the public security organ.
2. What is the full liability claim process for traffic accidents? 1. If you encounter a traffic accident, call the police first, and then report the case to the insurance company for compensation. You can also directly report the case to the insurance company for compensation first. 2. For minor traffic accidents with only cosmetic damage, the insurance company will
The professional loss assessor can also determine the loss on the spot, and can also pay on the spot when the three compensations are involved; 3. After the insurance amount and loss amount are determined, collect maintenance invoices, bank cards, claims and other information that was not received at the beginning; 4. The information is complete
, after determining the responsibilities, submit it to the superior leader for review, and conduct remittance settlement after approval.