Now many young people have some spare money every month, but they don't want to deposit it in the bank. When they were put in the card, they didn't expect the annualized expected income. They want to invest, but they can't find the way. At this time, the emergence of Yu 'ebao solved this problem. It is higher than the expected annualized expected income of the bank, with strong liquidity and high security. It is definitely a national wealth management artifact. Then someone will ask if Yu 'ebao can buy a fund?

1. Yu Can's Yu 'ebao Buy Fund?

The money in Yu 'ebao's account can be used for financial management to earn the expected annualized expected income, for consumption, and for buying funds. There are two channels to buy funds: one is to buy directly from Tian Hong Fund Taobao Store, and the other is to buy in mobile phone Alipay account. Payment methods include Alipay balance, Yu 'ebao account and bound bank card purchase.

2. Is Yu 'ebao risky?

Deposit money in Yu 'ebao can be regarded as subscription of Tian Hong Zenglibao currency. Then, let's not talk about technical risks such as online payment, let's talk about Tian Hongzeng Libao, the monetary fund. The characteristics of money fund are extremely low risk, stable expected annualized income and strong liquidity. Therefore, Yu 'ebao is quite safe.

However, the argument that financial management is risky also makes sense. The risks of Yu 'ebao are mainly divided into two categories:

1. systemic risk: the money fund mainly invests in bank deposits, various short-term bonds, capital lending, etc. In theory, the risk is almost zero, but if there is a bank run, short-term capital default and so on. There is also the possibility of loss.

2. Liquidity risk: At present, Yu 'ebao receives the account in real time after redemption, but if there is a large-scale redemption, there is a risk that the funds will not be received in real time. Ordinary T+ 1 money funds have liquidity risk, not to mention real-time redemption. It is suggested to put pocket money and short-term funds on Yu 'ebao.