Batch payment means that you have participated in more than one financial project before, but the payment time is the same, so when multiple projects pay at the same time, the bank will notify you of batch payment by SMS.
Banks use the system to deduct accounts in batches. You don't need to be present. You can directly deduct money from your card with your password. For example, if you do business such as withholding water, electricity and coal, binding accounts, and automatic repayment by credit cards, this kind of deduction will occur.
Extended data:
The operation of applying for quick payment is divided into three steps:
(1) Select the order that needs quick collection, and click Confirm Collection or Click One-click Collection to select all the orders that meet the collection conditions;
(2) Read the express payment service contract, enter the payment transaction password of the applicant's Alipay account, and click "Confirm".
(3) After the quick payment is successful, you can directly enter the Alipay account to check the collection status; You can also enter the collection management interface to check the collection status.
Bank SMS prompt batch payment transaction means that the bank uses the system to deduct money in batches, and directly deducts money from the card according to the password when you are not present. If you have deducted water, electricity, coal, bound accounts, automatic repayment of credit cards and other businesses, such withholding accounts will also appear.
This means that the bank SMS prompts the bulk transaction bank to use the bulk system to deduct money, so you don't need to deduct money directly from the card and press the password now. For example, this kind of deduction will happen when you do business such as withholding water, electricity and coal, delineating cards and automatic reimbursement of credit cards!
Loans in a broad sense refer to loans, discounts and overdrafts. Through loans and monetary funds, banks meet the demand for supplementary funds for social reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. Loan refers to the financial behavior that the creditor (or lender) transfers the right to use funds to the debtor (or borrower).
Investment and financial management:
At present, there are many investment and wealth management products, including time deposits, wealth management products, bonds, funds, stocks, futures, gold, foreign exchange and fixed assets. Investors can choose suitable products according to risks, benefits and deadlines.
Risk: if investors have low risk tolerance, they can choose time deposits, wealth management products, bonds and other products; If investors have high risk tolerance, they can choose products such as funds, stocks, futures, gold and foreign exchange.
Earnings: Investors who pursue high returns can choose products such as funds, stocks, futures, gold, foreign exchange and fixed assets, while investors who pursue stability can choose products such as time deposits, wealth management products and bonds.
Term: Investors with high liquidity requirements can choose stocks, funds, time deposits, futures, gold, foreign exchange and other products, which can be realized quickly. Investors with low liquidity requirements can choose wealth management products, bonds, fixed assets and other products.
For ordinary investors, time deposits, wealth management products, bonds, funds, stocks, gold and fixed assets are better investment methods.