Just like the last bear market, many people lost almost 50%, but they often held on for a long time. By the time of the last bull market, most people had already returned to their capital, and there was still a small surplus! Because in the long run, the market index will definitely climb to a new high!

Funds are long-term investments, so you must be prepared to hold them for a long time. Considering the investment period, try to avoid frequent subscription and redemption in the short term to avoid unnecessary losses. Recently, the stock market has continued to plummet, and the fund is naturally hard to escape. The collapse of the fund is also temporary, and holding the fund for a long time is rewarding.

The following are the reasons for choosing to redeem the Fund:

First, individuals need to do it because they need money badly.

Second, the fundamentals of the fund have changed. That is, the company or fund manager to which the fund belongs has changed.

Third, compared with similar funds, the performance differentiation is obvious. If there is a clear gap in performance, we must find the real reason.

Fourth, views on the market outlook. If you are really no longer optimistic about the future market, choose to redeem the fund.

Fifth, there are no above four reasons to choose to hold firmly.