Select fund:

1. Can take certain risks, have a good mentality, and can persist for a long time, such as 10 years. You can choose stock funds and index funds.

Recommendation: The established funds of fund companies with good past performance, such as Huaxia Advantage of Huaxia Fund Company or Harvest Theme of harvest fund Company.

2. If you want to be steady, protect your capital and operate in a short time, you can choose a money fund or a bond fund.

Recommendation: Just pick the top one. Generally, this kind of fund can protect the capital, which is higher than the bank interest rate, but the same risks and small gains will not be very high.