After buying a stock, most investors will pay real-time attention to the dynamics of the stock and check the profit and loss of the account. So, do we need to keep an eye on the market after buying the fund?
Or can you just forget about it after you buy it?
In fact, there is no need to check the fund's net value trend every day. It doesn't matter if you check the trends for a week or two, or even once a month.
When we buy funds, we can essentially understand it as asking a professional fund manager to help us with financial management. It is to free up time so that we can have more time to focus on our own lives and accompany our family and friends around us.
When choosing a fund, we already have a comprehensive understanding of the fund's investment style, performance, and fund manager's capabilities. If we pay attention to it all the time, it will be easier to develop the investment habit of chasing ups and downs.
Fund investment needs to be based on the long term, paying more attention to future long-term performance rather than the impact of short-term market fluctuations on the net value of the fund.
So, what should we do after buying a fund?
Check whether the fund's investment style has changed every quarter. In this regard, we can pay attention to each fund quarterly report to see whether the fund's investment style has drifted.
Further judging the fund manager's investment ideas will help us determine what strategy we will adopt for the fund next, whether to continue to hold, increase, reduce, or redeem, etc.
It is also very important to pay attention to the trends of fund managers. In the domestic fund market, fund managers change relatively frequently. We should mainly pay attention to whether there may be additional fund managers or the possibility of fund managers being replaced, especially for
For active funds, once the fund manager is changed, it will have a greater impact on its investment style, product performance, etc. Fund investors must consider whether to redeem based on relevant circumstances.