Secondly, if you think there is a high certainty of RMB depreciation against the US dollar and want to take advantage of this trend, then the simple way is to buy US dollars now. The premise of this choice is that you agree and determine that the RMB will continue to depreciate against the US dollar in the future. In addition to directly purchasing dollars, the RMB can be directly devalued, and other assets denominated in dollars, such as QDII funds, can also be considered. As for the bond type, you can consider global bonds of rich countries, or go to foreign banks to buy other overseas bond funds. There are also many QDII stocks. However, although this method may achieve the purpose of avoiding exchange rate depreciation, it will face the risk of stock market fluctuation, so before considering buying QDII, it is best to be optimistic about the direction of exchange rate fluctuation and the direction of bond or stock fluctuation.
In addition to buying dollar assets, you can also consider foreign currency assets such as Australian dollar. As far as the president is concerned, I personally think that the relative risk of the Australian dollar after low intervention is low, and there is greater possibility and space for appreciation. The Australian dollar is a commodity currency with high interest rate, which has a certain correlation with China's economy, and there is no debt crisis facing the euro zone. If you buy Australian dollars, you can also buy wealth management products to increase your income. Generally, the annualized rate of return can reach about 4%-5%.
Finally, I personally think it is unlikely that the RMB will depreciate sharply against the US dollar. After all, if it depreciates too much, it will face unfavorable situations such as political pressure and capital flight. Compared with the past, people's fluctuations will increase and become more and more market-oriented.