Not necessarily. Fund income consists of two parts: price difference income from fund transactions and fund dividend income. In both cases, cash gains are usually tax-free. If the fund invests in dividend stocks, this part of cash dividend income needs to pay personal income tax.

How to take out the income earned by the fund?

The only way to get money from the fund is to sell it. The technical term for selling funds is "redemption", and investors can redeem them directly on the software they buy. At the time of redemption, you can redeem part of it or all of it, that is, you can redeem all the principal and income.