The expected income of the product e-ticket payment in cooperation between JD Finance and Tianfu Bank is as high as 5.9%. Many people are skeptical because of the expected high income of this product. So, is 5.9% of JD Finance Tianfu Bank credible? Today, I will give you a good analysis of whether this wealth management product is credible.

E-Ticket Payment Win is a commercial paper financing product.

Previously, the fund wealth management products that everyone came into contact with were asset investment bills and securities assets by fund managers, and then the expected income after payment by the payer was managed by the fund manager. You just need to see the final expected return.

E-ticket is a relatively direct commercial bill of exchange. When you buy this product, it is equivalent to transferring the assets to the transferor. Tianfu Bank promises to pay the bill after maturity, which means that even if the enterprise defaults, the investor's principal and expected income are guaranteed. In this way, although the product has the risk of default, it is still suitable for conservative investors to invest if it is accepted by the bank.

Futong's e-ticket sales are very hot.

In e-Ticket Payment Win 18032707, the planned fundraising amount is 3 1700 yuan, and the actual fundraising amount is 3.4 million yuan. It can be said that if it exceeds the fundraising, the sales situation is still relatively ideal. At the same time, as a wealth management product that cooperates with JD Finance, the product selection will definitely be more stringent, so the project is generally credible.

Although the expected rate of return of 5.9% of JD Finance Tianfu Bank is high, it is not unreasonable. After all, the investment direction of e-ticket Tongfuying is different from other wealth management products. As a commercial paper and accepted by the bank, this expected rate of return is within a reasonable range. If you know this kind of products better, you can invest.