When buying a fund, some investors will compare the time to buy a fund. So today Bian Xiao is here to sort out how to buy funds at the end of the year. Let's have a look. I hope you like it!

How to choose a fund at the end of the year?

Buying a fund at the end of the year is different from buying a fund after the year. When buying a fund, everyone needs to pay attention not to the time point, because the increase of the fund has little to do with the time point of buying. There is not much difference between buying funds at the end of the year and buying funds after the year. When buying a fund, it depends on what kind of fund it is and what the investment direction of the fund is. The rise and fall of the fund is related to the investment target of the fund.

In other words, the fund investment target goes up, the fund goes up, the fund investment target goes down, and the fund goes down. Buying and selling funds is mainly to earn the difference, that is, buy low and sell high.

There are many funds, and it is impossible to determine the high and low positions of funds at the end of the year and after the year, which is of little reference significance. When buying a fund, you can check the income of past funds, then choose a low-level fund with prospects and growth space, analyze the investment direction of the fund, and then buy. When the fund goes up, it can be sold when it makes money.

If investors are conservative investors, that is, they can't bear relatively large risks, but want to pursue a little income, they can consider the money fund. Money fund is a fund that invests in the money market, with little risk and relatively stable income. Long-term holding is more likely to make money, less likely to lose money, and the liquidity of money funds is better. Generally, it can be redeemed at T+ 1 day.

Does the foundation generally rise at the end of the year?

Generally speaking, it depends on the situation that the fund will not rise at the end of the year, because the rise and fall of the fund is determined by the direction of the fund investment target, which has nothing to do with the time. Fund investment target refers to the investment direction of funds. According to different investment directions, funds can be divided into different types.

General funds can be divided into money funds, bond funds, mixed funds, index funds and stock funds, among which money funds invest in the money market, bond funds invest in the bond market and stock funds invest in the stock market.

It should be noted that the biggest risk is equity funds, and the rise and fall of equity funds are related to stocks, that is, investors should learn to look at the heavy stocks of equity funds. If the heavy stocks of stock funds are rising, then the fund will also rise. If the heavy stocks of stock funds are falling, then the fund will also fall.

What was the increase at the end of the year?

The end of the year is only a time point, and the rise and fall of the fund is related to the investment direction, and has nothing to do with the time point. Therefore, what foundation will rise at the end of the year depends on the situation, mainly depending on whether the investment direction of the fund will rise.

There are many funds, each of which is risky and the future is uncertain. So when analyzing the fund, don't analyze the time point, because the fund can't determine which time point will rise or fall, but analyze the investment direction of the fund.