Bank interest is divided into current deposit interest and time deposit interest. Take the interest of 10,000 yuan deposited in Agricultural Bank of China for one year as an example: 1. Current deposit.
The annual interest rate is 0.3%, and the annual interest on 10,000 yuan is 10,000*0.3%=30 yuan.
2. Time deposits.
1. Whole deposit and withdrawal.
The annual interest rate for the three-month deposit period is 1.35%. The annual interest rate for 10,000 yuan is 10,000*1.35%*1=135 yuan.
The annual interest rate for the six-month deposit period is 1.55%. The annual interest rate for 10,000 yuan is 10,000*1.55%*1=155 yuan.
The annual interest rate for a one-year deposit term is 1.75%, and the annual interest for 10,000 yuan is 10,000*1.75%*1=175 yuan.
The annual interest rate for the two-year deposit period is 2.25%, and the annual interest for 10,000 yuan is 10,000*2.25%*1=225 yuan.
The annual interest rate for a three-year or five-year deposit period is 2.75%, and the annual interest rate for 10,000 yuan is 10,000*2.75%=275 yuan.
2. Whole deposit withdrawal, whole deposit withdrawal, principal deposit and interest withdrawal.
The annual interest rate for a one-year deposit period is 1.35%, and the annual interest for 10,000 yuan is 10,000*1.35%*1=135 yuan.
The annual interest rate for a three-year or five-year deposit period is 1.55%. The annual interest rate for 10,000 yuan is 10,000*1.55%*1=155 yuan.
Regular and demand deposits.
The annual interest rate is 1.05%, and the annual interest on 10,000 yuan is 10,000*1.05%*1=105 yuan.
AGRICULTURAL BANK OF CHINA is a large state-owned bank managed by the central government. Founded in 1951, it is one of China's major comprehensive financial service providers.
The bank provides a variety of corporate banking and retail banking products and services, and also carries out financial market business and asset management business. Its business scope also covers investment banking, fund management, financial leasing, life insurance and other fields.
And listed in Shanghai and Hong Kong, China.
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