1. Why is it possible to avoid taxes and debt?
The assets of global fund financial accounts based on an insurance structure are regulated and protected by the insurance law. According to the law, the income from these assets is not subject to income tax and inheritance tax; at the same time, the income from these insurance policies cannot be the subject of debt recovery.
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2. If the financial advisory agency goes out of business, will investors’ funds be safe?
Your financial advisor is a third-party independent financial advisory agency and does not handle client funds.
All your funds are completely under the name of your bank custody account and are fully protected by the banking, insurance and trust laws of the jurisdiction. The operating conditions of the financial advisory agency will not affect the customer's account rights at all, so investors can rest assured.
Just like after a customer opens a stock account in China through a securities broker, the account and funds remain the customer's own. The broker only serves as an introduction and suggestion and cannot control the customer's account and funds.
Moreover, if our financial management company goes out of business, we will cooperate with Standard Life Insurance Company to appoint a domestic financial management company to serve you, and there will be no loss to you.
3. If there is a problem with the financial institution in which the investor invests, will the investor's funds be protected?
Your funds are independently managed by HSBC, the world's best custodian bank. They are managed assets independent of financial institutions. The operating conditions of financial institutions will not affect the security of your funds.
Your funds are strictly protected by insurance or trust laws.
In the event that the financial institution ceases operations, the regulatory agency will assign other asset managers to take over the management, so that customer accounts and assets will not be left unmanaged.
It's like you go to a securities company to open a stock fund account, but your funds are held in custody in the bank according to the agreement. Even if the securities company goes bankrupt, your funds will not be affected.
4. Why is the expected average annual rate of return 18%?
First of all, your investment targets are funds managed by the world's top fund managers. Your investment portfolio is distributed in the countries, regions and industries with the most growth potential in the world, and the investment tools are diversified. Judging from the historical data of these funds, many
The average annual return exceeds 18%.
For example, the famous "BRIC Emerging Markets Fund" has average annual returns of more than 30% in the past 10 years, MAN Hedge Fund has performed 24.9% in 2008, and Latin American funds have average annual returns of more than 40%.
In addition, we have a professional investment advisory team that pays attention to global economic trends and fund performance at all times, and seizes investment conversion opportunities in a timely manner.
5. Does "Global Fund Fixed Investment" guarantee capital?
Are profits guaranteed?
The fund allocation type of "Global Fund Fixed Investment Account" can be selected from capital preservation type, stable type, and active type.
If customers want to protect their capital, they can choose to invest in capital-guaranteed and interest-guaranteed products or fixed-income products.
Most of the funds in the "Global Fund Fixed Investment Account" have experienced the explosion of technology Internet stocks in the late 1990s, the impact of the September 11 Incident in 2001, SARS in 2003, and the financial tsunami in 2008. They have achieved outstanding results and can withstand the test of the market.
6. What are the main risks of "Global Fund Fixed Investment Account"?
First of all, you must understand that there is no zero-risk investment, only high and low.
There are two main types of risks in investment: Market fluctuation risk: Investment should be mid- to long-term.
In the financial market, short-term volatility is greater than long-term volatility, and short-term speculation carries higher speculative risks and greater chances of loss.
Through long-term fund portfolio investment as a wealth appreciation plan, the psychological pressure caused by short-term fluctuations can be reduced; through long-term strategies, short-term fluctuations can be offset and abundant wealth can be accumulated.
Risk of exchange rate changes: In fact, the depreciation of the US dollar and the Hong Kong dollar is relative to the RMB. The RMB has not appreciated against the Euro, Canadian dollar, Australian dollar, Asian currencies, etc.
Investing in these markets can reap rewards from both local stock market and currency appreciation.
The assets you invest in can be assets in different currency markets, but they are settled uniformly in US dollars, effectively diversifying exchange rate risks.
Most currencies have appreciated much more against the dollar than the yuan.
7. Is my investment safe?
This product is called AXA Junyu Investment Continuous Guarantee Plan. It is a global fund fixed investment plan publicly issued by AXA Financial Group in Hong Kong. It is approved and filed by the Hong Kong Securities Regulatory Commission. Relevant information can be found on the website of the Securities Regulatory Commission. It is a formal
product, an investment product that many Hong Kong residents participate in.
Hong Kong is a global financial center. Products issued in Hong Kong are open to investment from all investors around the world, so they are also suitable for our mainland customers to invest. Now many investors from mainland China have invested overseas, and Hong Kong has the most investment.
Hong Kong's products are richer than those in China, and supervision is stricter.
This plan uses the platform of Hong Kong (AXA) to invest in global funds. Customers open accounts directly at AXA in Hong Kong. The safety of funds is guaranteed. As an independent third-party institution, Zhiyi Oriental only makes an independent, objective and fair assessment of this product.
An evaluation and recommendation, we do not handle a penny of the customer's money during the customer participation process, so it is safe for the customer.