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How to choose a hybrid fund?
If the stock fund is compared to a pot of spicy hot pot, then the bond fund is a pot of clear soup hot pot, and the hybrid fund is a pot of mandarin duck. The winner of the expected return of the fund every year is often the hybrid fund, because the hybrid fund is "offensive and defensive". Having said that, how to choose a hybrid fund? Let's talk it over with you.

Hybrid funds can be simply divided into two categories, one is thematic funds, and the other is "broad base" with broad investment direction.

I. Thematic funds

Theme funds are very easy to identify, and the general name will indicate the theme direction. The investment direction of the theme fund is clear, but the disadvantage is that when the theme market is not good, the expected return of the fund will also be damaged, and the fund manager can not change the investment defense line at will.

Theme funds are more suitable for investors who have a certain judgment on market conditions, and it is more difficult to choose.

Second, the foundation is broad.

Broad-based funds are funds with broad investment directions, and fund managers have greater freedom. This kind of fund mainly depends on fund companies and fund managers. Choose the right person to make money, and choose the wrong person to lose money.

How to choose a good fund manager?

The key to choosing a hybrid fund is to choose a fund manager, which we can examine from three aspects. Looking at the working years, the experienced "old driver" is more reliable than the newly appointed "small fresh meat";

Second, look at historical performance. First of all, look at the fund performance managed by the fund manager. Secondly, it depends on the management time of the fund manager. Finally, we can see the performance of funds managed by fund managers in bull and bear markets. It is better for the bull market to rise much and the bear market to fall less.

Third, look at the honor in the industry. There is a "Golden Bull Award" in the fund industry, which is the recognition of the performance of fund managers. You can also refer to it when choosing fund managers.