1. When the user wants to transfer the money from Yu 'ebao, because the money in Yu 'ebao is equivalent to the money the user bought a wealth management product, this wealth management product has time, and then the user has to withdraw the cash in advance (equivalent to selling the wealth management product), which is called redemption payment transaction.

2. For people who need money urgently, the transaction of redemption and payment on behalf of Yu 'ebao is very good, and the money in Yu 'ebao can be taken out in a short time to solve the difficulties.