In principle, the minimum payment standard of medical insurance pooling fund is controlled at 1% of the average salary of local employees in the previous year. If the medical expenses are below the starting standard, they will be paid from the personal account or paid by the individual.

medical insurance is the insurance that every household unit must pay for the workers, so you must know the relevant procedures before you start your job in life. If you don't pay medical insurance for a long time, it will be unfair to the workers. Therefore, you must learn to take up legal weapons and defend your legitimate rights and interests. If necessary, you can bring relevant documents directly to the local social security bureau for consultation. If the employer doesn't pay for a long time, you can also avoid losses through labor arbitration.

1. What is the overall medical insurance fund?

medical insurance pooling fund means that most of the medical insurance premiums paid by employers are paid by employers when they pay medical insurance premiums, so it also solves the medical expenses needed by employees when they are seriously ill, and also embodies the principle of social equity. As a laborer, you must know the relevant legal knowledge in your life. If you break off diplomatic relations for too long, it is likely to affect your pension in the future. If you can't pay the employee's medical care, you can also choose to participate in the new rural cooperative medical care, which can also help you share the risk better.

2. what is the payment standard of the medical insurance pooling fund?

The average annual salary of employees in different provinces and cities in China is different, so the maximum payment limit of each basic medical insurance pooling fund is different. I suggest that if you want to know the payment standard of your own medical insurance pooling fund, you'd better bring relevant documents to the local social security bureau for consultation. It should be noted that if you exceed the payment standard of the medical insurance pooling fund, you will enjoy better welfare benefits.

3. What is my personal opinion?

I think five insurances and one gold are the insurance funds that every household unit must pay according to law, and it is also the right that every worker must enjoy according to law. Before joining a unit, you must inquire in many ways, so that you can better avoid your own losses.