1. Buy a fund with outstanding performance. The historical performance of the fund represents everything and can best prove the excellent degree of the fund. Although good past performance does not necessarily mean good future performance, if a fund's long-term performance is excellent and stable, it at least shows that its comprehensive ability is above average, and the probability of good future performance is greater.

For example, a student who has been admitted to the top five in his class all the year round is more likely to be admitted to the top five next time, and generally will not fall out of the top 30 at the worst.

The method of "4433 selection of funds" takes the long-term, medium-term and short-term performance rankings as the basis for screening funds that meet the four screening criteria at the same time (in fact, we can lower this standard slightly).

Top 4: Select the fund with one-year performance ranking before similar funds 1/4;

The second 4: Select the fund with performance ranking 1/4 among similar funds in two years, three years, five years and this year;

Top 3: Select the fund with performance ranking 1/3 among similar funds in recent 6 months;

The second 3: Select the fund with performance ranking 1/3 among similar funds in the last 3 months.

The "4433" method "takes into account long-term, medium-term and short-term performance" and can purchase funds with outstanding performance.

Tips: The above explanations are for reference only. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 2021-11-09. Please refer to the latest business changes announced by Ping An Bank in official website.