Legal analysis: 1. Before hospitalization or after discharge, use the medical insurance card to swipe the card directly at the hospital payment office. The system will directly settle the self-payment ratio and print the list. 2. Application scope of student medical insurance card: tertiary hospitals, secondary hospitals, primary hospitals and community health service centers. 3. What diseases are covered by the medical insurance card: special diseases in hospitalization and specialist outpatient service. 1, September of each year 1 to August 3 of the following year1is a year for college students to enjoy insurance benefits. College students continue to participate in insurance during their school days. Stop enjoying insurance benefits after termination of payment due to graduation, dropout and other reasons. 2. Students have purchased commercial medical insurance, and their accidental injury expenses for outpatient treatment and medical expenses for hospitalization will be paid by the medical insurance fund according to regulations, and the medical expenses paid by the students will be reimbursed by commercial insurance according to regulations. 3. Students who need Class B drugs for medical insurance (such as ceftazidime, cefixime, azithromycin and levofloxacin injection). ) When seeking medical treatment in the school outpatient department, you need to pay 10% according to the medical insurance policy first, and then pay 7 1% according to the outpatient co-ordination fund, and the personal proportion is 29%.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.