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What is the fund fee?
In addition to the previous stock market volatility, the fund market also fluctuated greatly. In June, the stock market gradually picked up 5438+0 1, and the fund market rebounded a lot. Many investors with poor anti-risk ability are constantly purchasing and redeeming, resulting in a large number of subscription fees and redemption fees, which makes people feel heartache. What expenses does the fund have? How to calculate these expenses?

1. What are the expenses of the fund?

The expenses involved in this fund include subscription fee, subscription fee, redemption fee, management fee, custody fee and sales service fee.

1, subscription fee and redemption fee shall be charged by investors when they make corresponding transactions.

2. The management fee, custody fee and sales service fee are accrued from the whole fund assets on a daily basis, and the management fee, custody fee and sales service fee have been accrued in the net value announced by the fund.

3. Each foundation clearly stipulates the corresponding subscription rate, subscription rate, redemption rate, annual management rate, annual custody rate and annual sales service rate in its prospectus, fund contract and other documents. Among them, the sales service fee is only collected by some foundations, which is subject to the prospectus and other documents of each fund.

Second, how to calculate the fund handling fee?

1, subscription fee calculation

When a subscription transaction occurs, the subscription fee is charged according to each transaction.

(1) Off-site subscription of funds generally adopts the method of "amount subscription", and the subscription fee is calculated as follows:

Net subscription amount = subscription amount /( 1+ subscription rate)

Subscription fee = subscription amount-net subscription amount

2. Calculation of redemption fee

Fund redemption generally adopts the method of "share redemption", and the redemption price is calculated according to the net value of fund shares on T day, and the redemption fee is calculated as follows:

Total Redemption = Redemption Share T-Day Net Fund Share

Redemption fee = total redemption amount redemption rate

3. Calculation of management fee

The fund management fee shall be collected by the fund manager. Generally, the management fee of the day is accrued according to the net asset value of the previous day. The management fee is calculated as follows:

H=E management fee annual rate annual days

H is the daily fund management fee.

E is the net asset value of the fund on the previous day.

The fund management fee is calculated daily, accumulated daily and paid regularly.

4. Calculation of custody fee

The fund custody fee shall be collected by the fund custodian. Generally, the custody fee of the day is accrued according to the net asset value of the previous day. The calculation method of custody fee is as follows:

H=E-year custody fee rate, days of the year.

H is the daily fund custody fee.

E is the net asset value of the fund on the previous day.

The fund custody fee shall be calculated daily, accumulated daily and paid regularly.

5. Calculation of sales service fee

The fund sales service fee is used to pay the commission of the sales organization, the marketing expenses of the fund and the service fee of the fund share holders. General money funds and bond funds charge a certain sales service fee (no subscription fee) for their Class C shares. Fund sales service fees are generally accrued according to the net asset value of the previous day, and the calculation method of sales service fees is as follows:

H=E sales service fee annual rate annual days

H is the daily fund sales service fee.

E is the net asset value of the fund on the previous day.

The fund sales service fee is calculated daily, accumulated daily and paid regularly.