The most economical way to use the medical insurance family is to buy medicines at the pharmacy.

For medical insurance, you can directly use the bound relative card to buy medicines. When using it, please pay attention to the identity of the card. If it needs to be used in the hospital, the medical insurance health account must first use the funds from your personal account over the years, and then

Use your own financial health account funds.

Medical insurance personal account family financial aid means that the balance of the employee medical insurance personal account over the years can be used to pay the outpatient medical expenses of the spouse, children, and parents of the employee medical insurance participants to achieve mutual financial assistance among family members.

Household financial recipients use their own social security cards for settlement, which can only be used to purchase medicines at designated hospital outpatient clinics or designated pharmacies within the urban area. They cannot be used for hospitalization. Outpatient expenses incurred outside the urban area are temporarily reimbursed according to the old method.

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The legal basis is Article 17 of the "Regulations on the Supervision and Administration of the Use of Medical Security Funds": Insured persons shall present their medical security certificates to seek medical treatment and purchase medicines, and voluntarily present them for inspection.

Insured persons have the right to require designated medical institutions to truthfully issue expense receipts and relevant information.

Insured persons should properly keep their medical insurance certificates to prevent others from using them under their false names.

If you need to entrust another person to purchase medicines on your behalf due to special reasons, the identity certificates of the entruster and the trustee should be provided.

Insured persons shall enjoy medical security benefits in accordance with regulations and shall not enjoy them repeatedly.

Insured persons have the right to request medical security handling agencies to provide medical security consulting services and make suggestions for improving the use of medical security funds.

Article 41: If an individual has any of the following circumstances, he or she shall be ordered to make corrections by the medical security administrative department; if it causes losses to the medical security fund, he shall be ordered to return it; if he is an insured person, the online settlement of his medical expenses shall be suspended for 3 months to

12 months: 1. Give your medical insurance certificate to others for false use; 2. Enjoy medical insurance benefits repeatedly; 3. Take advantage of the opportunity to enjoy medical insurance benefits to resell drugs, accept returns in cash, in kind, or obtain other illegal benefits.

For the purpose of defrauding medical security funds, an individual carries out one of the acts specified in the preceding paragraph, causing losses to the medical security funds; or uses other people's medical security certificates to seek medical treatment or purchase medicines under false names; or forges, alters, conceals, alters, or destroys

Medical documents, medical certificates, accounting vouchers, electronic information and other relevant materials, or fictitious medical service items, etc. used to defraud medical security fund expenditures shall, in addition to being handled in accordance with the provisions of the preceding paragraph, be handled by the medical security administrative department.

A fine of not less than 2 times but not more than 5 times the amount.