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The difference between social security fund and pension fund
The differences between social security funds and pension funds are as follows:

1, different in nature: social security fund is a social security fund paid by the state and enterprises in a certain proportion, which aims to protect the basic social insurance rights and interests of employees, including endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. Pension fund is a kind of fund jointly funded by the state and society, which is specially used to solve the problem of old-age care, mainly used to pay pensions for retirees;

2. Different purposes: Social security funds are mainly used to pay social insurance benefits for employees, such as pensions and medical expenses. Pension funds are mainly used to pay pensions for retirees and ensure their basic livelihood;

3. Different management methods: the social security fund is jointly managed by the state and enterprises, and the social security fund management institution is the social security fund management center. The pension fund is jointly managed by the state and society, and the pension fund management institution is the National Social Security Fund Council.

4. Different payment standards: the payment standards of social security funds are stipulated by the state, and enterprises and employees pay according to the prescribed proportion; The payment standard of pension funds is jointly formulated by the state and society.

Social security fund payment standard:

1. Endowment insurance fund: paid according to a certain proportion of the total wages of employees, in which enterprises and individual employees pay separately. The proportion is generally 16%- 20% for enterprises and 8% for individual employees;

2. Medical insurance fund: paid according to a certain proportion of the total wages of employees, in which enterprises and individual employees pay separately. The proportion is generally 10%- 12% paid by enterprises and 2% paid by individual employees;

3. Unemployment insurance fund: paid according to a certain proportion of the total wages of employees, in which enterprises and individual employees pay separately. The proportion is generally 0.5%- 1.5% paid by the enterprise, but not paid by the individual employees;

4. Industrial injury insurance fund: paid according to a certain proportion of the total wages of employees, and paid in full by the enterprise.

To sum up, the above payment ratio is only a general situation, and the specific payment ratio may be different due to regions and enterprise types. If you need to know the specific social security fund payment standards, I suggest you consult the local social security center or relevant departments, and abide by the relevant policies and regulations, and pay the social security fund in full and on time.

Legal basis:

Article 61 of People's Republic of China (PRC) Social Insurance Law

Social insurance premium collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment.

Article 62

If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the unit last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.