1, you can dispose of your assets freely. After all, the money ordinary people use for financial management is limited. As an amateur retail investor or fund purchaser, the expected income we can get should also be set reasonably. There is no need to insist on buying a stock that doubles every 12 months, or choose a cow to get more than 50% of the income.
This unexpected setting beyond the normal value will only aggravate financial anxiety and fall into the unnecessary trap of self-involution.
When the money we spend on financial management is only a small part of our income or assets, the proportion of our greatest energy should be controlled within the same range.
If one day you graduate from school, or you are lucky enough to meet a good opportunity, the income you get through financial management far exceeds your work income, and then increase your energy input accordingly, which is the correct financial management idea.
Financial management is more of a way of life for us ordinary people; Just like fitness, step by step is the correct posture. The most important thing for investment funds is to choose funds that match their own risk tolerance, try to avoid following the trend of investment, and at the same time look at investment for a long time.
2. Establishing a diversified and efficient way of thinking The biggest problem for beginners is to read books aimlessly, look for information without exact sources, and follow the "big coffee" who doesn't know the background. These are all very inefficient learning methods.
In this era of information surplus, investors should learn to identify all kinds of investment information, spend their energy on industry companies that repeatedly study the concept and research ability of value investment, persevere and do things that are really useful for investment, so that when the opportunity comes, they can go forward and seize the opportunity.
3. Learn to wait patiently. Charles Munger said, "I am where I am today because I don't pursue mediocre opportunities." Firmly hold high-quality products and abandon day trading. Waiting time will make quality products great. Time will make Mr. Market smart and make those truly valuable stocks return to value. This requires us to have enough patience to wait!
Therefore, involution is not terrible. Understanding the origin and essence of involution can bring us inner peace and make us cope with market changes more calmly. I also hope to make friends with Jianghu people in our investment, but we are chic.
It is never easy to make money by investing. As an ordinary investor, in the current involuted investment market, you must have the ability to learn quickly and efficiently, the ability to allocate assets, and the ability to return to your original heart and persist for a long time.
In short, instead of "involution", it is better to choose the right track, find what you are good at, and give play to your advantages in non-crowded channels. Investment channels are not crowded or lonely. By constantly rethinking investment behavior, we will constantly optimize investment strategies and find a more suitable investment direction.