Interbank deposit certificate fund.
Interbank certificates of deposit are issued by banking deposit financial institutions in the national interbank market. Bookkeeping is a time deposit certificate. It can be simply understood that certificates of deposit that can be traded between banks are more flexible than deposits, which is equivalent to deposits that can be bought and sold. Then why is the interbank deposit receipt fund so fragrant?
From the perspective of profitability, we can find that the income of deposit receipt index is higher than that of money fund in recent years by comparing the deposit receipt index with the money fund index.
The information is taken from "non-bank financial industry: the two financial services welcome good, and the non-bank sector should be strengthened?" ",in which the data comes from Wind, R&D Center of Cinda Securities.
Compared with the certificate of deposit index, the money fund earns 0.66% more every year.
From the security point of view, the 3a-level interbank deposit certificates are highly secure and do not need to make market every day. It is also in line with the general direction of the net value reform of asset management products, in line with the guidance of current regulatory policies, with good future development prospects and preference for low-risk partners. It's worth a try.
Four types of robust financial products are suitable for most people, and finally 1 is the least!