Ruyibao product introduction
"Ruyibao" is a settlement service product that China Minsheng Bank Direct Bank cooperates with fund companies to automatically purchase and redeem the current balance of customers' electronic accounts.
The Ruyibao docking monetary fund jointly established by Minsheng Bank Direct Bank and Minsheng Plus Bank is Minsheng Plus Bank cash treasure Monetary Fund with the fund code of 00037 1. The Ruyibao Fund jointly established by Minsheng Bank, Direct Selling Bank and Huitianfu is Huitianfu cash treasure currency, and the fund code is 000330.
Business hours: Ruyibao's business hours are normally 7*24 hours per natural day. In case of national statutory holidays, bank liquidation, etc., the business can be suspended, subject to the announcement of Minsheng Bank and fund companies.
1, calculate the expected annualized expected return of dividends every day and pay the expected annualized expected return every day; The expected annualized expected income is carried forward to the fund share in the form of dividends.
2. For the account balance before (T) 15:00 on each trading day, the expected annualized expected return is calculated on working day T+ 1, and the expected annualized expected return on working day T+2 is carried forward to Ruyibao balance; Subscription of account balance after T 15:00 will be included in the next working day.
What is the transfer (subscription) rule?
1. After the customer registers "Ruyibao", the system will automatically initiate fund subscription transactions to the cooperative fund company in batches with the current balance in the bound electronic account.
2. There is no cumulative transfer-in limit in a single day. Minsheng Bank and fund companies have the right to modify this limit.
3. Trading day: the normal trading day of Shanghai Stock Exchange and Shenzhen Stock Exchange.