The main difference between one-time fund purchase and fixed investment is that fixed investment is diversified investment, and continuous purchase when the fund falls can dilute the investment cost. The cost of buying a one-time fund is fixed. If you accidentally buy at a high level, you can only hold it and wait for it to rise or make up the position to cut the meat.

One-time purchase funds and fixed investment funds have the following differences:

Different risks: the risk of buying funds in bulk is small, because the net value of buying in bulk is different, and it will average after each purchase. If you buy a one-time fund at a high level, there is no way to average it.

Income is different: income is affected by net value and share. If you buy in batches and buy more stocks in the falling market, you will only lose more and more if you buy at one time. In the rising market, buying in batches will only miss the income and the cost will be higher and higher, but buying at one time can enjoy the rich profits brought by the rise.

Tips: The above explanations are for reference only, and each has its own advantages. Investors can choose one-time purchase or fixed investment according to the risk tolerance of funds.

Reply time: 202 1- 12-08. Please refer to the latest business changes announced by Ping An Bank in official website.