Generally, the reimbursement rate of medical insurance for urban residents is above 75%, and some areas may reach above 85% due to economic level.
The medical expenses of patients with mental disorders shall be paid by the basic medical insurance fund in accordance with the provisions of the state on social insurance. Medical insurance agencies shall, in accordance with the relevant provisions of the state, include patients with mental disorders in the scope of protection of basic medical insurance for urban workers, basic medical insurance for urban residents or new rural cooperative medical care.
The people's government at the county level shall, in accordance with the relevant provisions of the state, provide financial assistance to patients with severe mental disorders who have financial difficulties in their families to participate in the basic medical insurance. Medical security, finance and other departments should strengthen coordination, simplify procedures, and realize the direct settlement of medical expenses paid by the basic medical insurance fund between medical institutions and medical insurance agencies.
Mental illness generally does not require permanent hospitalization. The severity of mental illness is different, and the need for hospitalization and the length of hospitalization need to be judged according to specific circumstances.
After clinical mental illness, if the mental illness is not very serious, there is generally no need to be hospitalized. Mental illness has certain stages, which may be alleviated in some time periods, so it can return to family life. The treatment of mental illness is a long-term treatment process. If you stay in hospital for a long time, it may have a great impact on the health of mental patients and affect their rehabilitation.
Common mental disorders include sensory perception, thinking, attention, memory, intelligence, emotion, will and behavior, consciousness and insight.
legal ground
Article 68 of the Mental Health Law of People's Republic of China (PRC)
The health administrative department of the people's government at or above the county level shall organize medical institutions to provide basic public health services for patients with severe mental disorders free of charge.