Yes, you can get a loan through a combination loan.
Combined loans refer to borrowers who meet the conditions for personal housing commercial loans and also deposit housing provident funds. They can also apply for personal housing provident fund loans while applying for personal housing commercial loans, that is, the borrower can The purchased urban self-occupied housing in this city (or other bank-approved guarantee methods) can be used as a mortgage to apply for a personal housing provident fund loan and a personal housing commercial loan from the bank at the same time.
When applying for a portfolio loan, the initial review procedures are the same as those for provident fund loans. After passing the preliminary review, when the borrower goes to the bank to handle other procedures for a provident fund loan, he must fill in the loan application form for the commercial loan part and go through the relevant procedures in accordance with the bank's requirements. After the approval of the two parts of the loan is completed, the bank will simultaneously disburse it to the account of the house selling unit. In combination loans, the loan terms, borrowing dates and repayment dates of provident fund loans and commercial loans are the same, but with different interest rates.
Required information
1. Loan application form
2. ID card and 3 copies of ID card
3. Household registration Original and copy of this document (collective household registration requires the first page and personal page)
4. Original and copy of the entire house sales contract (2 copies)
5. Ownership Transfer registration application form (provided by the developer)
6. Copies of prepaid house payment receipts (2 copies)
7. Personal seals (if married, one from each spouse is required) )
8. Proof of personal salary income (the developer provides the form, and your company confirms and stamps it)
9. Portfolio loan contact sheet and copy of the contact sheet (1 copy)< /p>
10. Commercial loan contract
11. Maintenance fund receipt sixth page More exciting content source Dalian Find a Lawyer/dalian