When the fund is suitable for buying, you need to consult relevant information to find out. According to years of study experience, if you know when the fund is suitable for buying, you can get twice the result with half the effort. Here, I'd like to share some experience about when the fund is suitable for buying, for your reference.
When is the fund suitable for buying?
When the fund is suitable to buy, there is no definite answer, because it depends on your investment objectives and risk tolerance.
If you are a long-term investor and have enough patience and money to take long-term risks, you can start investing in funds at any time. The long-term performance of funds is usually more stable than the short-term performance, because fund managers usually hold stocks and other assets for a long time.
If you are a short-term investor and want to get income as soon as possible, it is best to buy funds when the market falls. This is because when the market falls, the net value of the fund usually falls, and buying at this time can get a better price. But if you are a short-term investor, please pay attention to the risks, because market fluctuations may affect the net value of the fund.
In short, when to buy a fund depends on your investment objectives and risk tolerance. If you are not sure when to buy a fund, I suggest you consult a professional investment consultant or do further research.
Time law of fund trading
The time rules for fund trading are as follows:
1. Fund purchase rules:
(1) Funds subscribed before 3:20 on the same day are open for subscription on the same day, and those subscribed before 10 in the evening are confirmed according to the net value of the day, and those subscribed after 10 in the evening are confirmed according to the net value of the next day.
(2) Each fund has different regulations, so you can read the fund purchase rules carefully before purchasing.
2. Fund sales rules:
(1) Funds sold before 3:20 on the same day are open for redemption on the same day, and those sold before 10 in the evening are confirmed according to the net value of the day, and those sold after 10 in the evening are confirmed according to the net value of the next day.
(2) Similarly, the regulations of each fund are different. You can read the fund sales rules carefully before selling.
Which is better, fixed investment or buying?
Fixed investment fund and one-time purchase fund have their own advantages and disadvantages, so we can't simply compare which one is better. The following is a detailed comparison of these two methods:
1. The relative risk and return of the fund's fixed investment are relatively low. In a volatile city, it is more likely that a fixed investment will lose money, while in a bull market that rises unilaterally, the income from a fixed investment is lower than that from a one-time purchase. But in the long run, the yield of fixed investment is higher than that of one-time purchase, which is the result of the average cost of fixed investment.
2. The fixed investment of the fund is suitable for investors with stable style in the medium and long term. If the investment income and risk are compared, the advantages of fixed investment will be fully exerted on the basis of medium and long-term investment.
In short, the fixed investment and one-time purchase of funds have their own characteristics, and investors can choose their own investment methods according to their risk tolerance and investment objectives.
Buy a fund, okay?
The advantage of buying a fund is that the fund is managed by professionals, and investors' funds can be dispersed, with relatively little risk. In addition, the fund is operated by professionals, so investors don't need to master investment skills, which is also an option for those who don't know much about investment.
Is the fund held for one day on the day of purchase?
Generally speaking, the fund is the day of subscription, but in practice, the trading days of fund transactions are different, and the handling fees for fund trading will be different.
Closed-end funds are generally not open for subscription and redemption during the closed period, and can only be traded in the secondary market, and the day of subscription is counted as one day. The trading fees of open-end funds may be different on different trading platforms. According to the relevant regulations, if the fund is not successfully sold on the day of subscription, the subscription fee of the fund will be included in the assets of the fund on that day, and the selling fee will not be raised.
The above information is for reference only. Investors must carefully read the fund contract, prospectus and other documents when purchasing funds, or consult professionals for answers.
When is the fund suitable for buying? That's it.