There are two ways of fund dividend: cash dividend and dividend reinvestment.

If it is a cash dividend, the money goes directly to the bank card, which is the card used when buying the fund, and then returns to that card when paying dividends. Generally, it takes about 2 working days for dividends to arrive. Just take it out in the card.

If it is dividend reinvestment, the dividend money will not return to the bank card, but directly become the fund share, increasing the total share.