First, 202 1 newly stipulates that the proportion of hospitalization reimbursement for medical insurance shall be reimbursed according to the level of hospitalization and the severity of illness. The more advanced and expensive the hospital, the higher the reimbursement ratio. In addition, for some seriously ill families, the medical expenses incurred by their diseases are also reimbursed according to the scope of medical insurance. However, the hospital for reimbursement must be a national public hospital or a designated hospital that cooperates with the government to reimburse expenses.
Second, for residents who already have the new rural cooperative medical insurance and urban residents' medical insurance, the policy stipulates that they can only declare the same reduction and exemption, but not declare at the same time. There are two main ways to reimburse medical insurance. The first way is to stay in hospital for more than three days, and residents who have purchased the new rural cooperative medical system can be reimbursed directly in the hospital when they leave the hospital. The other is to print a detailed list of hospitalization expenses and find the local social security bureau for reimbursement.
At present, the proportion and scope of medical insurance reimbursement is the people's livelihood security strategy given by the state to China residents. It is suggested that residents can actively respond to national policies and pay social security and medical insurance within their ability to prevent problems before they happen. Moreover, the proportion and scope of national medical insurance reimbursement will become larger and larger in the future, and it is also very convenient and affordable for people to see a doctor and take medicine.
According to the relevant laws and regulations of the national medical insurance: 90% of the first-class hospitals pay from the minimum deductible to the maximum payment limit; 85% of the minimum deductible line 1 10,000 yuan (inclusive) and 90% of the maximum payment limit 1 10,000 yuan; In tertiary hospitals, 80% will be paid for the part with the minimum deductible of 5,000 yuan (inclusive), 85% for the part with the minimum deductible of 5,000 yuan to 10000 yuan (inclusive), and 90% for the part with the maximum payment limit of 10000 yuan. Retirees will increase by 5% on the basis of the above payment ratio. Second, the deductible line for hospitalization reimbursement: 200 yuan, a first-class hospital; 500 yuan, a secondary hospital; 800 yuan, a tertiary hospital.