First, compare

① The benchmark interest rate of money funds is generally the interest rate of 7-day notice deposits, while the interest rates of Bosera and South China are generally higher than that of 7-day notice deposits, and in many cases it is twice as high.

② The basic interest rate of freight shall not exceed 1 year time deposit. But the cargo base is characterized by good liquidity and can be redeemed at any time.

③ From the comprehensive analysis of income and liquidity, the funds that are not used for a long time are definitely safer, and the funds that are not used for a short time are more cost-effective.

Second, buy

It is very convenient to buy through bank counters, fund company websites and securities company accounts.

I don't know if you need to know what kind of products are better, income algorithm and so on. You can ask if you need it ~

Good luck with your financial management! Congratulations on getting rich!