Investors should pay attention to the fact that the 50 funds of science and technology currently issued are ETF funds, not index funds. At present, there are four * * * funds managed by Huaxia, Huatai Borui, E Fund and ICBC Credit Suisse Fund Company.
Funds can be divided into broad sense and narrow sense. Broadly speaking, they refer to a certain amount of funds set up for a certain purpose, such as trust and investment funds, provident funds, retirement funds and so on. In a narrow sense, they refer to funds with specific purposes and uses. Usually, funds mainly refer to securities investment funds. The income of securities investment funds comes from the future, and the performance of the income is inseparable from the performance of the investment target market, which has certain risks.
What's the difference between stock funds and stocks?
1. When the funds arrive at different times and the stock is sold, the funds will be immediately transferred to the investor's stock account, which will arrive on the next trading day. When the OTC stock fund is redeemed, the funds arrive relatively late. Generally speaking, it will take 2 days at the earliest.
2. Stock funds with different risks and returns will spread the raised funds among multiple stocks. Compared with a single stock, their risks and benefits are smaller.
3. With different fees, trading stocks needs to pay a certain commission, stamp duty and transfer fees, while investors only need to pay the commission of on-site stock funds. If the OTC stock fund, you need to pay a certain subscription fee, redemption fee and operating expenses.
4. Different trading units, the minimum unit of stock trading is 100 shares, and the purchase must be an integer multiple of 100 shares, while OTC stock funds may be able to buy it at 10 yuan.
5. Equity funds have different liquidity, and funds can generally be divided into closed-end funds and open-end funds. Among them, closed-end funds are similar to stocks, most of which circulate in the stock market, and their prices change with stock market fluctuations; Open-end funds can be traded over the counter of fund companies at any time. Generally speaking, funds are more liquid than stocks.