Difference 1: the purchase threshold is different.
Ordinary people can buy Huaxia Tian Li Dollar 100 yuan, while Huaxia Tian Li Dollar B50,000 yuan is a fund specially bought by institutions and large households, which ordinary investors can't afford.
Difference 2: The sales service fee is different.
Money funds do not charge subscription and redemption fees, so comparable fees include fund custody fees, fund management fees and sales service fees.
Huaxia Tian Li Currency A and Huaxia Tian Li Currency B are essentially the same monetary fund, and their fund custody fees and management fees are the same, but the sales service fees are different. The sales service fee of Huaxia Tian Li Currency A is charged annually, while the sales service fee of Huaxia Tian Li Currency B is much lower every year as long as the investment cost is much lower.
Difference 3: The expected rate of return is different.
It is precisely because of the different sales service fees, different investment costs and slightly changed fund management strategies of Huaxia Tian Li Currency B that the expected returns of Huaxia Tian Li Currency A and Huaxia Tian Li Currency B are different.
Judging from the 7-day annualized expected rate of return, the data of Huaxia Tian Li Currency A is the data of Huaxia Tian Li Currency B, and the data of class funds is about higher than that of Class A funds, which is a summary of the three major differences between Huatian Tian Li Currency A and B. Class B money funds have low cost and high expected return, which are exclusive to large households, and ordinary investors can only choose Class A funds with lower threshold.