Fixed investment refers to buying a fixed fund at a fixed time, and the amount bought is also fixed. Fixed investment is the method and the key word is fixed investment. Decide, confirm, identify and affirm. Literally, it has actually summarized all the core elements of the fund's fixed investment. What are the skills of the fund's fixed investment? The following is Bian Xiao's collection of skills about 202 1 fixed fund investment _ How to open an account for fixed fund investment? I hope I can help you.
What are the skills of the fund's fixed investment
1 preset stop loss. Before starting a fixed investment, it is necessary to set the take profit and stop loss position of this investment in advance. When the investment profit and loss reaches a certain level, the operation of partial or total redemption will be implemented immediately.
2 Choose the way of dividend reinvestment. Dividends of funds can be divided into two ways: cash dividends and dividend reinvestment. If the fund is a fixed investment, it is suggested to choose the dividend reinvestment model, which can better reflect the compound interest effect in fund investment.
3 distinguish the difference between class a and class c funds. Some funds are divided into Class A and Class C, and the essential difference lies in fees. The longer the class C fund is held, the higher its sales service fee. Therefore, for the fixed investment of funds, it is best to choose Class A funds.
Understand a fund as comprehensively as possible. For small white investors, we can understand a fund from the following aspects: the trend of net worth; The ability of fund managers; The status of the fund.
5 choose a professional and formal platform to buy funds. Common platforms, such as Alipay, Tian Tian Fund, banks, brokers and fund companies, have their own advantages. For small white investors, it is suggested that they can obtain more professional labor services by buying through brokers, which is helpful in selecting funds, trading opportunities and asset allocation.
Generally speaking, the fee for purchasing funds is low, so you can choose the appropriate purchase method according to your own situation. At present, both JD Finance and Alipay's ant wealth can be purchased. At present, the China stock market has a rule of "one bull in seven years", so we might as well make a seven-year or five-year plan for ourselves.
How to open an account for a fixed investment fund?
1 Open the browser, enter "_ _ fund" in the search box, find the _ _ fund official website, and click to enter the _ _ fund home page;
Click "Free Account Opening" to enter the online account opening page. Generally, it needs to go through the following steps: selecting a bank card, authenticating identity, setting a transaction password and opening an account.
There are three ways to choose a bank card, namely, quick account opening (you can open an account with a debit card), online banking account opening (you need to open a debit card and related U shield and dynamic password card for online banking business) and third-party account opening. Displays the bank cards or accounts supported by each account opening method. Users can choose the operation according to their own situation and click "Next" to authenticate.
4 On the identity verification page, enter relevant information as required, such as bank card number, real name, ID number, mobile phone number, etc. Click "Continue" after confirming the information, and then enter the system corresponding to the bank card for verification.
5 After successful verification, enter the page of setting transaction password. Generally, it is necessary to set the password for online trading and confirm it, and also set the password prompt question and answer. After setting, click "Continue" to enter the account opening result page.
After opening an account successfully, you can purchase funds and make a fixed investment. However, some fixed investment funds do not need to open an account, and the specific situation depends on the actual situation. I hope this answer is helpful to everyone.
How to make a fixed investment in the fund
1 fixed investment amount. Fixed investment, like deposit, is a long-term financial management method. The longer the fixed investment time, the more prominent the advantages of fixed investment. Therefore, the fund should choose idle funds that have not been used for a long time. As for the amount of fixed investment, you can look at personal economic conditions. It is recommended to leave at least 3 to 6 months of liquidity before considering fixed investment.
2 Fixed investment time. The frequency of fixed investment provided by the general system includes daily fixed investment, weekly fixed investment and monthly fixed investment. In the long run, the impact of fixed investment cycle and time on the expected return of fixed investment is relatively small, which can be weekly or monthly, or Thursday or Friday.
3. Fixed investment funds. Theoretically, all funds can be invested, including money funds, bond funds, stock funds, hybrid funds and index funds. Among these three types of funds, index funds are highly praised by investors, because index funds mainly track and copy indexes, which are relatively less affected by managers' investment ability and have relatively low transaction rates.